High-Risk Payments.
1-Hour Payouts.

PayMy.Cloud is a dedicated merchant acquirer for high-risk businesses. Fixed setup fee, transparent commissions up to 20%, instant USDT withdrawals, and fast onboarding for UK-registered companies.

£50M+
Processed
<1h
Payouts
USDT
Withdrawals
99.9%
Uptime

1-Hour Payouts

Fastest settlement in the industry. Get your funds within 1 hour, not days.

📈

Commissions from 1.5%

Rates tailored to your risk profile. Up to 20% for high-risk verticals.

USDT Withdrawals

Withdraw your balance in USDT (TRC-20). Crypto payouts available within 1 hour.

🏢

UK Company Required

We primarily serve businesses incorporated in the United Kingdom. Fast verification.

Payment infrastructure built for high-risk businesses

PayMy.Cloud is more than a gateway — it handles high-risk payments, chargeback management, compliance, and instant payouts in both fiat and crypto.

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Chargeback Protection

AI-powered dispute prevention and representment system. We fight chargebacks so you don't lose revenue.

AI-Driven99% Win Rate
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Global Acceptance

Accept Visa, Mastercard, Amex, and 40+ alternative payment methods worldwide. Single integration.

40+ MethodsMulti-Currency

1-Hour Settlements

Fastest payouts in the industry. Get your funds within 1 hour via bank transfer or USDT (TRC-20).

<1 HourUSDT Available

USDT Withdrawals

Withdraw your balance in USDT (TRC-20 network). Perfect for businesses that prefer crypto settlement.

TRC-20No Conversion Fees
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PCI DSS Level 1

Highest level of security certification. Your customers' data is protected at every step.

PCI Level 1GDPR Compliant
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Smart Routing

Intelligent transaction routing to maximise approval rates. Fallback acquirers for redundancy.

Auto-RoutingMulti-Acquirer
₮⚡

Withdrawals up to 1 Hour

Get your money fast. Withdraw in GBP to your UK bank account or in USDT (TRC-20) to your crypto wallet. Both options settle within 1 hour for approved merchants.

<1h Bank Transfer USDT TRC-20 No Minimum

Transparent pricing. No surprises.

Fixed installation fee with commission rates tailored to your business model. Up to 20% for high-risk verticals. Withdrawals in GBP or USDT.

Starter

£299 setup
+ 1.5% per transaction
  • Low-risk businesses
  • Up to £50K/month volume
  • Basic dashboard
  • Email support
  • 1-hour settlement USDT
Get Started

Individual

Custom
+ rates from 3.5% to 20%
  • High-risk businesses
  • Unlimited volume
  • Full API access + WHMCS module
  • Dedicated account manager
  • 1-hour settlement USDT
  • Advanced fraud prevention
  • Multi-acquirer routing
Contact Sales

* Rates vary based on business vertical, transaction volume, and risk assessment. USDT withdrawals available on TRC-20 network.

Accept 40+ payment methods globally

Single integration for all major card schemes, digital wallets, crypto, and alternative payment methods.

Visa Mastercard American Express Apple Pay Google Pay PayPal Maestro Discover Diners Club JCB UnionPay Sofort Giropay iDEAL Bancontact EPS Przelewy24 Trustly Skrill Neteller Klarna Afterpay Open Banking ₮ USDT (TRC-20)

Withdraw in USDT — settle within 1 hour

Every merchant can withdraw their balance in USDT (TRC-20). No minimum withdrawal, no conversion fees. Your funds arrive within 1 hour, 24/7.

USDT (TRC-20) Withdrawals

Withdraw your settlement balance directly to any USDT TRC-20 wallet. Fast and low-cost.

Settlement within 1 Hour

Both fiat (GBP) and crypto (USDT) withdrawals are processed within 1 hour for approved merchants.

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No Conversion Fees

Your settlement is paid in USDT at the current market rate. No hidden conversion markups.

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Dual Settlement

Choose to receive payouts in GBP to your UK bank account or USDT to your crypto wallet — or both.

USDT Withdrawals

TRC-20 network · No minimum · 1-hour settlement

Available for all merchants

Withdraw your balance in USDT directly from your dashboard. Funds arrive in your wallet within 1 hour, 24/7.

Built for businesses that need speed

We combine fast settlement, crypto withdrawals, and high-risk expertise into a single platform.

<1h
Payout Speed
20%
Max Commission
USDT
Crypto Settlements
2,400+
Merchants Onboarded

Integrate payments in hours

Well-documented RESTful APIs, WHMCS module, ready-to-use SDKs, and full sandbox environment.

RESTful API Webhooks PHP SDK Node SDK WHMCS Module Sandbox
// Create a payment with a single API call
curl -X POST https://api.paymy.cloud/v1/payments \
  -H "Authorization: Bearer sk_live_..." \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 9999,
    "currency": "GBP",
    "description": "Order #1234",
    "return_url": "https://..."
  }'

E-Commerce Plugins

WHMCS Magento WooCommerce Shopify OpenCart
API Documentation Developer Guide

Enterprise security for every transaction

Every payment processed by PayMy.Cloud is protected by banking-grade security and regulatory compliance.

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PCI DSS Level 1

Highest certification for cardholder data protection. Annual audits by QSA.

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3D Secure (SCA)

Dynamic 3DS v2.2 with frictionless authentication. PSD2 compliant.

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GDPR Compliant

Full compliance with EU and UK GDPR regulations for data protection.

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AI Fraud Prevention

Machine learning models detect and block fraudulent transactions in real time.

Start accepting payments with PayMy.Cloud

Join 2,400+ UK businesses that trust us for high-risk payment processing. 1-hour payouts, USDT withdrawals, fixed setup fee.

✓ Fixed setup fee ✓ 1-hour payouts ✓ USDT withdrawals ✓ UK-based support